Job offer: Loan Officer (Teshie, Nungua, Spintex, Klagon, Ashaiman)

Acquire loan customers through prospecting, networking and take part in marketing activities geared towards client acquisition
Employ effective relationship management skills to retain existing customer to grow the loan portfolio of the company
Assist customers in loan application process, review loan requests and appraise same.
Communicate your recommendations or rejection of requests to management base on your risk analysis
Contact/Visit clients to gather financial data and documentation, verify customer information and assess clients’ business and financial status.
Evaluate creditworthiness and risks of applicants and their businesses
Communicate effectively, approved charges, rates, loan amount and /or rejections to customers.
Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
Originate and maintaining records of loan applications in loan management software.
Maintain updated records of loan applications
Monitor progress of existing loans
Take part in field monitoring and recovery activities
Escalate unresolved customer complaints and challenges to management
Ensuring that loan applications are in line with the company's financial policies, as well as state laws and regulations and ensure customer information security
Participate in credit operations meetings and training sessions
Educate customers on company’s policies and procedures
Any other duty(ies) that may be assigned by management.


Working Experience: 1 - 3 Years

Education: Higher National Diploma