Job offer: Credit Officer


Announced
06/11/202412 days ago
Job Status
Full Time
Job Type
Employee
Expiration Date
05/12/2024 17 days left
Job Category
IT
Job Location
Accra
Job Title
Credit Officer
Job Presentation

Our Client is a Bank of Ghana Licensed Specialized Deposit Taking Financial Institution mandated to provide microfinance services to individuals and MSMEs in Ghana. The company has been operating from the Head Office in Kaneshie, Accra with satellite activities in some communities from Ashanti, Ahafo, Western North, Brong Ahafo, Bono East to the Northern Regions since January 2011.

  • Specific Location: Kaneshie-Greater Accra Region
  • Reports to the Chief Executive Officer

    • Purpose Of Position
    To  assess and approve loan applications, manage credit risks and ensure timely repayment.

    Job Summary
    Perform underwriting of new and existing loans to assess financial conditions, and repayment capacities of prospective clients and risks associated with the transactions including taking steps to ensure that loans 

    Key Responsibilities

  • Evaluating creditworthiness: Assess a client's financial status and creditworthiness to determine if they are a good candidate for a loan. 
  • Managing loan applications: Review and approve loan applications and  streamline the application process. 
  • Calculating financial ratios: Calculate financial ratios like credit scores and interest rates. 
  • Setting up payment plans: Set up payment plans for approved loans. 
  • Monitoring loans: Monitor the progress of existing loans and follow up with clients about loan renewals. 
  • Managing debts: Manage the debts of existing clients 


    • Education Required: Bachelor’s / HND


    How to Apply

    Kindly use the following link to apply for this job:
    Apply for this Job
    JOB BY
    Jobsinghana
    59 Okodan St, Blue Gate district, Osu, Accra near Papaye, Accra
      +233 0302 760143, +233 24 3925110

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