Bayport Financial Services Ltd - Accra, Ghana

Bayport Savings and Loans is a member of the Bayport Management Limited (BML), a leading emerging market financial services provider, offering a comprehensive product suite across sub-Saharan Africa and Latin America currently with business operations in 9 countries across the world.

Bayport Savings and Loans was established in 2003 and now boasts a client base of some 180,153 active borrowers. The company started its operations in Ghana as Ghana Financial Services, a one branch business in Obuasi and has fast grown to become one of the biggest Savings and Loans Companies in Ghana offering financial solutions that suits varied needs ranging from credit, investments and insurance.

Bayport’s key credit product in the Ghana market is the payroll loan. This product allows an  

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individual to borrow against their future salary income. Majority of Bayport’s customer base is the civil service, to whose employees it offers payroll lending.

Bayport is known to be the most trusted and leading Payroll lender, for which the company was awarded in 2014 by the Ghana Premier Brands Awards as Ghana’s best loved Payroll and Micro-Lending brand. In recent times, Bayport has won several other awards including number 57 spot on Ghana Club 100, Savings and Loans Payroll Provider of the Year, Loans Provider of the Year and Finance Company of the Year, all in 2018.

Bayport in 2021 was also adjudged Best loan Provider of the year at the Instinct Business Finance Innovation Awards 2021, Savings and Loans Company of the Year Award at the Ghana Business Awards 2021 and The outstanding Savings and Loans Company of the year at the 2020 Ghana – West Africa Business Excellence Awards.